Sub-Saharan Africa, encompassing countries south of the Sahara Desert such as Nigeria, Kenya, and South Africa, is on the brink of a digital transformation with the advent of 5G technology. The GSMA's "The Mobile Economy Sub-Saharan Africa 2023" report forecasts a substantial $11 billion boost to the region's economy by 2030, attributed to 5G's integration. As of September 2023, 27 operators across 16 countries have initiated commercial 5G services, signifying a burgeoning momentum despite the current dominance of 3G and growing adoption of 4G networks . 5G's potential in Sub-Saharan Africa is not just in speed enhancement but in revolutionizing sectors like manufacturing and services, which are projected to reap 32% and 29% of the benefits, respectively. The technology's deployment, especially in urban and industrial areas, is expected to escalate in the latter half of this decade, with a predicted 226 million connections by 2030. Nigeria and South Africa are anticipated to lead this surge, representing nearly half of the 5G connections. Despite the optimism, the transition to 5G entails navigating the region's unique connectivity landscape and ensuring cost-effective network deployment. With 3G still prevalent in 2022, the gradual shift to 4G sets a foundation for 5G's eventual adoption, highlighting the need for strategic investments and policy frameworks to maximize 5G's economic and societal impacts across Sub-Saharan Africa. Continue Reading Full Article By Author Name Author Name Home Comment Mar 3, 2024 May 15, 2026 2 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: From bustling city skylines to serene village landscapes, 5G is weaving a new digital era across Sub-Saharan Africa to boost economy Sub-Saharan Africa, encompassing countries south of the Sahara Desert such as Nigeria, Kenya, and South Africa, is on the brink of a digital transformation with the advent of 5G technology. The GSMA's "The Mobile Economy Sub-Saharan Africa 2023" report forecasts a substantial $11 billion boost to the region's economy by 2030, attributed to 5G's integration. As of September 2023, 27 operators across 16 countries have initiated commercial 5G services, signifying a burgeoning momentum despite the current dominance of 3G and growing adoption of 4G networks . ADVERTISEMENT 5G's potential in Sub-Saharan Africa is not just in speed enhancement but in revolutionizing sectors like manufacturing and services, which are projected to reap 32% and 29% of the benefits, respectively. The technology's deployment, especially in urban and industrial areas, is expected to escalate in the latter half of this decade, with a predicted 226 million connections by 2030. Nigeria and South Africa are anticipated to lead this surge, representing nearly half of the 5G connections. ADVERTISEMENT Despite the optimism, the transition to 5G entails navigating the region's unique connectivity landscape and ensuring cost-effective network deployment. With 3G still prevalent in 2022, the gradual shift to 4G sets a foundation for 5G's eventual adoption, highlighting the need for strategic investments and policy frameworks to maximize 5G's economic and societal impacts across Sub-Saharan Africa. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today ADVERTISEMENT ADVERTISEMENT Related Articles Tags

Popular Nigerian media personality, Denrele Edun, known for his eccentric style and vibrant presence, recently opened up about his early career experiences. During his hustling days, he did whatever it took to make ends meet, even if it meant dancing in the cage at the iconic African Shrine. Cage Dancer at the African Shrine : Denrele candidly shared that he used to be one of the cage dancers at the African Shrine. This legendary music venue in Lagos has hosted countless performances and cultural events, and Denrele’s involvement adds a fascinating chapter to its history. Iroko Band and Car Adventures : Not stopping there, Denrele reminisced about his time with the Iroko Band , a musical group headlined by Dr. Ola Balogun. He vividly recalled hanging onto the back of a car from Alagbado to Fadeyi because there was no space inside. These gritty experiences shaped his journey in the entertainment industry. Three Decades in Entertainment : Denrele, now 42 years old, revealed that by May 2024 , he will celebrate 30 years in the Nigerian entertainment scene. From his early days as a backup dancer to becoming a prominent media personality, Denrele’s resilience and passion have fueled his remarkable career. First Paycheck and Beyond : His journey began professionally in 1994 , and he fondly remembers his first paycheck—a modest N150 . Denrele’s story is one of determination, creativity, and unwavering commitment to his craft. Continue Reading Full Article By Author Name Author Name Home Comment Mar 20, 2024 May 15, 2026 2 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: In the vibrant heart of Lagos, Denrele Edun’s journey unfolded—a tale of hustle, resilience, and unbridled passion. @denrele_edun Popular Nigerian media personality, Denrele Edun, known for his eccentric style and vibrant presence, recently opened up about his early career experiences. During his hustling days, he did whatever it took to make ends meet, even if it meant dancing in the cage at the iconic African Shrine. Cage Dancer at the African Shrine : Denrele candidly shared that he used to be one of the cage dancers at the African Shrine. This legendary music venue in Lagos has hosted countless performances and cultural events, and Denrele’s involvement adds a fascinating chapter to its history. ADVERTISEMENT Iroko Band and Car Adventures : Not stopping there, Denrele reminisced about his time with the Iroko Band , a musical group headlined by Dr. Ola Balogun. He vividly recalled hanging onto the back of a car from Alagbado to Fadeyi because there was no space inside. These gritty experiences shaped his journey in the entertainment industry. Three Decades in Entertainment : Denrele, now 42 years old, revealed that by May 2024 , he will celebrate 30 years in the Nigerian entertainment scene. From his early days as a backup dancer to becoming a prominent media personality, Denrele’s resilience and passion have fueled his remarkable career. ADVERTISEMENT First Paycheck and Beyond : His journey began professionally in 1994 , and he fondly remembers his first paycheck—a modest N150 . Denrele’s story is one of determination, creativity, and unwavering commitment to his craft. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today ADVERTISEMENT ADVERTISEMENT Related Articles Tags

Bola Ahmed Tinubu, President of Nigeria, addresses the 78th session of the United Nations General Assembly, Tuesday, Sept. 19, 2023 at U.N.headquarters. (AP Photo/Frank Franklin II) (Frank Franklin II / Associated Press) ABUJA, Nigeria (AP) — Assuming you pay attention to the African chiefs tending to the U.N. General Gathering this year, the message is unequivocal and consistent: The landmass is finished being a casualty of a post-The Second Great War request. It is a worldwide power in itself and should be collaborated with — not sidelined. The greater part of Africa has logged a long period of freedom — about 60 years — and the landmass of more than 1.3 billion individuals is more aware of the difficulties smothering its turn of events. There's likewise another intensity that accompanies the African Association's G20 seat. We as Africa have come to the world, not to request aid, good cause or presents, however to work with the remainder of the worldwide local area and give each person in this world a fair opportunity of safety and thriving," Kenyan President William Ruto said. As of late, Africa has been clear about its ability to turn into a worldwide power, from endeavors to handle environmental change at home —, for example, the existential danger of environmental change overturning lives and vocations in the district, regardless of Africa contributing by a wide margin the least to an Earth-wide temperature boost — to assisting with cultivating harmony somewhere else, as in Russia and Ukraine. In his location, Ghana's Leader Nana Akufo-Addo put Africa's present-day challenges on "authentic shameful acts" and called for compensations for the slave exchange. President Cyril Ramaphosa of South Africa said the mainland is ready to "recapture its situation as a site of human advancement" in spite of managing a "tradition of double-dealing and oppression." Nigeria's chief, Bola Tinubu, encouraged his companions to see the locale not as "an issue to be stayed away from" but rather as "genuine companions and accomplices. "Africa isn't anything not exactly the way in to the world's future," said Tinubu, who drives a nation that, by 2050, is estimate to turn into the third generally crowded on the planet. With the biggest coalition of nations at the Unified Countries, it is justifiable that African chiefs progressively request a greater voice in multilateral organizations, said Murithi Mutiga, program chief for Africa at the Emergency Gathering. "Those calls will develop particularly when the mainland is being sought by enormous powers in the midst of developing international contest." Continue Reading Full Article By Author Name Author Name Home Comment Apr 28, 2019 May 15, 2026 3 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: Bola Ahmed Tinubu, President of Nigeria, addresses the 78th session of the United Nations General Assembly, Tuesday, Sept. 19, 2023 at U.N.headquarters. (AP Photo/Frank Franklin II) (Frank Franklin II / Associated Press) ABUJA, Nigeria (AP) — Assuming you pay attention to the African chiefs tending to the U.N. General Gathering this year, the message is unequivocal and consistent: The landmass is finished being a casualty of a post-The Second Great War request. It is a worldwide power in itself and should be collaborated with — not sidelined. ADVERTISEMENT The greater part of Africa has logged a long period of freedom — about 60 years — and the landmass of more than 1.3 billion individuals is more aware of the difficulties smothering its turn of events. There's likewise another intensity that accompanies the African Association's G20 seat. We as Africa have come to the world, not to request aid, good cause or presents, however to work with the remainder of the worldwide local area and give each person in this world a fair opportunity of safety and thriving," Kenyan President William Ruto said. ADVERTISEMENT As of late, Africa has been clear about its ability to turn into a worldwide power, from endeavors to handle environmental change at home —, for example, the existential danger of environmental change overturning lives and vocations in the district, regardless of Africa contributing by a wide margin the least to an Earth-wide temperature boost — to assisting with cultivating harmony somewhere else, as in Russia and Ukraine. In his location, Ghana's Leader Nana Akufo-Addo put Africa's present-day challenges on "authentic shameful acts" and called for compensations for the slave exchange. President Cyril Ramaphosa of South Africa said the mainland is ready to "recapture its situation as a site of human advancement" in spite of managing a "tradition of double-dealing and oppression." Nigeria's chief, Bola Tinubu, encouraged his companions to see the locale not as "an issue to be stayed away from" but rather as "genuine companions and accomplices. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today ADVERTISEMENT "Africa isn't anything not exactly the way in to the world's future," said Tinubu, who drives a nation that, by 2050, is estimate to turn into the third generally crowded on the planet. With the biggest coalition of nations at the Unified Countries, it is justifiable that African chiefs progressively request a greater voice in multilateral organizations, said Murithi Mutiga, program chief for Africa at the Emergency Gathering. "Those calls will develop particularly when the mainland is being sought by enormous powers in the midst of developing international contest." ADVERTISEMENT Related Articles Tags

Listen to Tabu Osusa songs, MP3 downloads, lyrics, and latest hits from the Kenyan music artist. Tabu Osusa Kenyan Music Producer, Composer and Author KEN Tabu Osusa s' Top Xtrafrica Songs

Sebastien Haller's striking performance emerged as a beacon of hope for Borussia Dortmund in their challenging Champions League encounter against Atletico Madrid. Despite a 2-1 loss away in Spain, Haller's crucial late goal not only demonstrated his tenacity but also highlighted the Ivorian's pivotal role in keeping Dortmund's European ambitions alive. The African star's impact on the field was a testament to his resilience and skill, qualities that have increasingly become synonymous with the continent's players on the international stage. Atletico Madrid's early dominance, underscored by goals from Rodrigo de Paul and Samuel Lino, set a daunting task for the German side. Yet, it was Haller who rose to the occasion, delivering a much-needed goal in the 81st minute, ensuring Dortmund remain competitive for the second leg at home. The significance of his contribution was nearly amplified by Julian Brandt's near miss in the closing moments, a reminder of how the game teetered on the edge of a different outcome, largely thanks to Haller's intervention. Haller's performance once again reinforces the narrative of African players as critical assets in top-tier football, capable of swaying the dynamics of high-stakes matches. His consistent display of skill and perseverance stands as a shining example of the excellent football talent Africa contributes to leagues and competitions across the globe. With the second leg poised to be a riveting contest, all eyes will be on Haller and his capacity to influence the game, upholding not only Dortmund's hopes but also the proud representation of African excellence in football. Continue Reading Full Article By Author Name Author Name Home Comment Apr 11, 2024 May 15, 2026 2 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: Sebastien Haller's decisive strike breathes life into Dortmund's campaign. Photo: Gettyimages Sebastien Haller's striking performance emerged as a beacon of hope for Borussia Dortmund in their challenging Champions League encounter against Atletico Madrid. Despite a 2-1 loss away in Spain, Haller's crucial late goal not only demonstrated his tenacity but also highlighted the Ivorian's pivotal role in keeping Dortmund's European ambitions alive. The African star's impact on the field was a testament to his resilience and skill, qualities that have increasingly become synonymous with the continent's players on the international stage. Atletico Madrid's early dominance, underscored by goals from Rodrigo de Paul and Samuel Lino, set a daunting task for the German side. Yet, it was Haller who rose to the occasion, delivering a much-needed goal in the 81st minute, ensuring Dortmund remain competitive for the second leg at home. The significance of his contribution was nearly amplified by Julian Brandt's near miss in the closing moments, a reminder of how the game teetered on the edge of a different outcome, largely thanks to Haller's intervention. ADVERTISEMENT Haller's performance once again reinforces the narrative of African players as critical assets in top-tier football, capable of swaying the dynamics of high-stakes matches. His consistent display of skill and perseverance stands as a shining example of the excellent football talent Africa contributes to leagues and competitions across the globe. With the second leg poised to be a riveting contest, all eyes will be on Haller and his capacity to influence the game, upholding not only Dortmund's hopes but also the proud representation of African excellence in football. ADVERTISEMENT Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today ADVERTISEMENT ADVERTISEMENT Related Articles Tags

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Trump said he spoke to NATO's Mark Rutte and set Davos talks on Greenland. He posted a Macron screenshot and criticised Britain's Chagos deal. U.S. President Donald Trump used overnight posts on his Truth Social account to announce planned talks at the World Economic Forum in Davos focused on Greenland, while also airing disputes with European allies and the United Kingdom. Trump said he had spoken by phone with NATO Secretary-General Mark Rutte and that the call covered Greenland. He added that he had agreed to a meeting in Davos involving “various parties,” but did not identify who would attend or what format the discussions would take as reported by Politico . Greenland is a self-governing territory within the Kingdom of Denmark and has become a flashpoint in recent weeks as Trump has repeatedly argued the Arctic island is strategically important. In his latest posts, he again framed Greenland as critical to U.S. and wider security interests. The online barrage followed Trump’s recent threat to impose new import tariffs on goods from eight European countries, linking the move to their opposition to U.S. control of Greenland. Under the plan, a 10% tariff would begin on February 1, with a further increase to 25% on June 1 if no agreement is reached, according to reporting by the Associated Press and other outlets. The countries named include Denmark, Norway, Sweden, France, Germany, the United Kingdom, the Netherlands and Finland. Alongside the Davos message, Trump posted what appeared to be a screenshot of a private message from French President Emmanuel Macron. In the message, Macron expressed agreement with Trump on Syria and suggested coordination on Iran, while questioning Trump’s approach to Greenland. Macron also proposed a possible follow-up gathering in Paris after Davos, including a dinner and a meeting involving several international parties. France later confirmed the message was authentic, according to reporting cited by Politico Europe. Trump also shared an altered image that included a map depicting parts of North America and the Atlantic region under U.S. symbolism, including Canada and Greenland. The post drew attention online as it appeared to promote an expanded U.S. footprint in the Western Hemisphere . In a separate post, Trump criticized the British government over its agreement with Mauritius to transfer sovereignty of the Chagos Islands, an Indian Ocean archipelago that includes Diego Garcia, home to a major U.S. military facility operated with the U.K. Trump argued the handover would weaken security and questioned why Britain would proceed. Britain and Mauritius reached the sovereignty agreement in 2025, while maintaining a long-term lease arrangement for Diego Garcia intended to preserve military operations there. Source: Politico POLICE UPDATES Trump plans Davos meeting on Greenland after call with NATO chief By Neema Asha Mwakalinga Travel & Culture Expert Neema Asha Mwakalinga Home Comment Jan 20, 2026 May 15, 2026 3 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: U.S. President Donald Trump used overnight posts on his Truth Social account to announce planned talks at the World Economic Forum in Davos focused on Greenland, while also airing disputes with European allies and the United Kingdom. Trump said he had spoken by phone with NATO Secretary-General Mark Rutte and that the call covered Greenland. He added that he had agreed to a meeting in Davos involving “various parties,” but did not identify who would attend or what format the discussions would take as reported by Politico . Greenland is a self-governing territory within the Kingdom of Denmark and has become a flashpoint in recent weeks as Trump has repeatedly argued the Arctic island is strategically important. In his latest posts, he again framed Greenland as critical to U.S. and wider security interests. ADVERTISEMENT The online barrage followed Trump’s recent threat to impose new import tariffs on goods from eight European countries, linking the move to their opposition to U.S. control of Greenland. Under the plan, a 10% tariff would begin on February 1, with a further increase to 25% on June 1 if no agreement is reached, according to reporting by the Associated Press and other outlets. The countries named include Denmark, Norway, Sweden, France, Germany, the United Kingdom, the Netherlands and Finland. Alongside the Davos message, Trump posted what appeared to be a screenshot of a private message from French President Emmanuel Macron. In the message, Macron expressed agreement with Trump on Syria and suggested coordination on Iran, while questioning Trump’s approach to Greenland. Macron also proposed a possible follow-up gathering in Paris after Davos, including a dinner and a meeting involving several international parties. France later confirmed the message was authentic, according to reporting cited by Politico Europe. ADVERTISEMENT Trump also shared an altered image that included a map depicting parts of North America and the Atlantic region under U.S. symbolism, including Canada and Greenland. The post drew attention online as it appeared to promote an expanded U.S. footprint in the Western Hemisphere . In a separate post, Trump criticized the British government over its agreement with Mauritius to transfer sovereignty of the Chagos Islands, an Indian Ocean archipelago that includes Diego Garcia, home to a major U.S. military facility operated with the U.K. Trump argued the handover would weaken security and questioned why Britain would proceed. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today Visa and Entry Updates US B1/B2 Visa Revocations: What Africans Need to Know . Nigeria News Nigerian Army Raids IPOB/ESN Hideouts, Recovers IED Materials . Biography Who Was Babacar Mbaye Ndaak? Life, Career and Death . Accident News How Did Brandon Clarke Die? Latest Updates & Police Reports . Health News What Is Hantavirus? The Rare Virus Linked to Cruise Ship Deaths . ADVERTISEMENT Britain and Mauritius reached the sovereignty agreement in 2025, while maintaining a long-term lease arrangement for Diego Garcia intended to preserve military operations there. Source: Politico ADVERTISEMENT Related Articles Visa and Entry Updates US B1/B2 Visa Revocations: What Africans Need to Know Up to 200,000 visitor visas could be revoked under a planned US policy targeting foreigners . Nigeria News Nigerian Army Raids IPOB/ESN Hideouts, Recovers IED Materials Troops raided suspected IPOB/ESN positions in Anambra, recovering guns, motorcycles and IED materials. . Biography Who Was Babacar Mbaye Ndaak? Life, Career and Death The Senegalese storyteller devoted his life to protecting and teaching Africa’s oral heritage. . Accident News How Did Brandon Clarke Die? Latest Updates & Police Reports Police are investigating Brandon Clarke’s sudden death as a possible overdose. . Tags World News World News Donald Trump Donald Trump

Discover the Himba people of Namibia, their culture, traditions, beliefs, cattle-based lifestyle, sacred fire, and modern challenges. The Himba, also called the OvaHimba, are one of the best-known pastoralist communities in southern Africa. They live mainly in north-western Namibia, especially in the Kunene Region, and also across the Kunene River in southern Angola. Many people recognize the Himba because of the red ochre paste used on skin and hair, especially by women. But Himba culture is much deeper than appearance. It includes cattle herding, strong family networks, ancestor-focused beliefs, seasonal movement, traditional leadership, and a changing modern life. Quick Facts Name: Himba / OvaHimba
 Singular: OmuHimba
 Main location: Kunene Region, north-western Namibia, and southern Angola
 Language: OtjiHimba, a variety of OtjiHerero
 Lifestyle: Semi-nomadic pastoralism
Main animals: Cattle, goats, and sheep
Known for: Otjize red ochre paste, cattle culture, sacred fire, strong kinship systems
Population: Estimates vary, and reliable current figures are limited Who Are the Himba People? The Himba are a Herero-related people who speak a Bantu language. They are often described as semi-nomadic pastoralists because livestock is central to their way of life.Many Himba families live in homesteads made up of extended family members. These homesteads are connected to cattle, goats, sheep, family authority, and religious life. During dry seasons, some family members may move with animals to find water and grazing land. Continue Reading Full Article AFRICAN CULTURE Who Are the Himba tribe? Culture, Traditions and Life in Namibia By Neema Asha Mwakalinga Travel & Culture Expert Neema Asha Mwakalinga Home Comment Jun 11, 2026 Jun 11, 2026 8 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: The Himba, also called the OvaHimba, are one of the best-known pastoralist communities in southern Africa. They live mainly in north-western Namibia, especially in the Kunene Region, and also across the Kunene River in southern Angola. Many people recognize the Himba because of the red ochre paste used on skin and hair, especially by women. But Himba culture is much deeper than appearance. It includes cattle herding, strong family networks, ancestor-focused beliefs, seasonal movement, traditional leadership, and a changing modern life. Quick Facts Name: Himba / OvaHimba
 Singular: OmuHimba
 Main location: Kunene Region, north-western Namibia, and southern Angola
 Language: OtjiHimba, a variety of OtjiHerero
 Lifestyle: Semi-nomadic pastoralism
Main animals: Cattle, goats, and sheep
Known for: Otjize red ochre paste, cattle culture, sacred fire, strong kinship systems
Population: Estimates vary, and reliable current figures are limited Who Are the Himba People? The Himba are a Herero-related people who speak a Bantu language. They are often described as semi-nomadic pastoralists because livestock is central to their way of life.Many Himba families live in homesteads made up of extended family members. These homesteads are connected to cattle, goats, sheep, family authority, and religious life. During dry seasons, some family members may move with animals to find water and grazing land. The Himba should not be described as people “stuck in the past.” Their culture is living, changing, and adapting to drought, schooling, religion, tourism, land pressure, and modern government systems. Clothing and Appearance Himba women wear traditional garments, jewelry, and distinctive hairstyles that reflect age, status, and cultural identity. Himba clothing and adornment are among the most visible parts of their culture. Women are especially known for using otjize, a red paste made from ochre and butterfat, sometimes mixed with aromatic resin.Otjize is used for beauty, skin care, and protection from the harsh climate. It also gives Himba women’s skin and hair a red tone that has become strongly associated with Himba identity.Hairstyles and jewelry can show age, gender, marital status, and social position. These styles should not be treated as simple decoration. They are part of a wider cultural language. Religion and Beliefs Himba religious life includes belief in Mukuru, often described as a creator or high god. Ancestors are also very important. ADVERTISEMENT One central feature is the okuruwo, or sacred fire. The sacred fire connects the living family with the ancestors. It is usually located within the homestead and cared for by a fire keeper. Through the sacred fire, families maintain spiritual relationships with those who came before them. This makes religion closely tied to family, land, cattle, and memory. Marriage and Family Traditions Marriage among the Himba is complex and varies by context. First marriages are often arranged by families. Later marriages may involve more personal choice, including love matches. Polygyny is documented in Himba society, meaning that a man may have more than one wife. Each wife may have her own hut within the homestead. Some sources also report child betrothal or early arranged marriage. This is a sensitive topic and should be written about carefully. Evidence from academic sources says that while young girls may be betrothed, marriage is not supposed to be consummated before puberty. Women may have more autonomy than outsiders sometimes assume, especially in matters such as divorce and later partner choice. This is why simple claims like “Himba women have no choice” are too broad. Food and Cuisine Himba food is strongly connected to livestock. Milk and sour milk are important foods. Meat may also be eaten, though livestock are not slaughtered casually because animals represent wealth and security. Common foods include: • Sour milk • Maize porridge • Millet or sorghum-based foods where available • Meat on certain occasions • Eggs • Wild herbs • Honey and gathered foods when available ADVERTISEMENT Food habits can change with drought, poverty, markets, and modern goods. Some recent studies also show that drought has pushed some Himba communities to rely more on gardens and other survival strategies. Ceremonies and Rituals Himba ceremonies include rites connected to birth, puberty, marriage, death, ancestors, and the sacred fire. Sources mention initiation rites for boys and girls. Boys may undergo circumcision. Girls may have rites connected to menarche, guided by older women. Dance and music are also part of social life. A University of Namibia source identifies Ondjongo as a dance among Ovazemba and Ovahimba communities, performed at social celebrations by both men and women. For some details of Himba ceremonies, evidence is limited in public academic sources. Where evidence is thin, it is better to avoid overclaiming. Role of Women Himba women perform a traditional song and dance during a cultural gathering in northern Namibia, showcasing the community’s rich heritage, distinctive attire, and ancestral traditions. Women play central roles in Himba society. They care for children, prepare food, maintain homes, process milk, make or wear body adornment, and help preserve social identity through dress, hair, and family life. Women also have documented forms of autonomy. Academic research notes that divorce can happen, later marriages may involve personal choice, and women may return to natal kin if a marriage ends. At the same time, Himba women may face pressure from arranged marriage, rural poverty, limited schooling, and gender expectations. Both realities can exist at once. Music, Dance and Arts Himba artistic expression includes body decoration, hairstyles, jewelry, leatherwork, and performance traditions. Otjize, hair design, and adornment are not only about beauty. They communicate identity, age, social status, and belonging. Because these practices are living heritage, researchers stress that Himba communities should be involved in how their culture is documented and represented. For detailed music and dance traditions beyond Ondjongo, Insufficient evidence found. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today Infrastructure DRC and Angola Accelerate Joint Oil and Power Projects . Infrastructure DRC Prepares $1.258 Billion Lobito Corridor Railway Contract . African Culture Who Are the Himba tribe? Culture, Traditions and Life in Namibia . International Relations Pope Leo XIV to visit Angola shrine tied to slave trade . International Relations Angola trial spotlights Russia-linked influence push in Africa . ADVERTISEMENT Modern Life Modern Himba life is changing. Many communities face drought, environmental pressure, schooling, Christianity, tourism, mining, land-use rules, and proposed development projects.Some Himba people welcome parts of modern life, such as better tools, transport, education, and health services. Others worry that modern systems may weaken language, pastoral knowledge, land rights, and family traditions. A 2024 academic study found that Himba communities in Kunene are dealing with cultural and land-use changes linked to modernization, education, religion, globalization, and environmental stress. The Himba are not disappearing, but their way of life is under pressure. The most accurate way to describe Himba culture is as living, adaptive, and challenged. Common Misconceptions The Himba are untouched by modern life This is not accurate. Himba communities have long been affected by drought, colonial history, war, schooling, government policies, religion, tourism, markets, and development projects. “Himba culture is only about red ochre Otjize is important, but Himba culture also includes language, cattle, kinship, sacred fire, land use, marriage, food, dance, and modern rights issues. All Himba people live the same way Himba life varies by family, age, gender, location, wealth, schooling, and access to towns or services. Himba traditions never change Research shows that Himba culture has changed over time and continues to change today. References: University of Sheffield Himba fieldsite Namibia National Heritage Council United Nations Special Rapporteur: The Situation of Indigenous Peoples in Namibia ADVERTISEMENT Related Articles Infrastructure DRC and Angola Accelerate Joint Oil and Power Projects Leaders target shared oil revenue, SONANGOL supplies and electricity for Grand Katanga . Infrastructure DRC Prepares $1.258 Billion Lobito Corridor Railway Contract The $1.258 billion project would modernize 1,004.5 km of railway linking Grand Katanga . African Culture Who Are the Himba tribe? Culture, Traditions and Life in Namibia Exploring the traditions, beliefs, lifestyle, and heritage of the Himba people. . International Relations Pope Leo XIV to visit Angola shrine tied to slave trade After Mass near Luanda, Pope Leo heads to Muxima, a shrine tied to Angola’s slave-trade past. . Tags Angola Angola Namibia Namibia Himba Tribe Himba Tribe

Explore 2025 scholarships & bursaries in South Africa. From Nedbank to Rhodes, here’s how to apply, deadlines, and tips to win funding. Quick Scholarship Links Canon Collins RMTF Scholarship 2026 McCall MacBain Scholarship – International Applicants Canon Collins RMTF Scholarship 2026 StudyTrust Bursary SSP Scholarship Rhodes Scholarship South Africa Standard Bank Bursary Google Africa Developer Scholarship (GADS) Gallagher Foundation Scholarship 2026 Continue Reading Full Article SCHOLARSHIPS Scholarships and Bursaries in South Africa 2025: Students' Guide By Wilson Munezero Government Services & Opportunities Expert Wilson Munezero Home Comment Aug 23, 2025 May 15, 2026 34 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: Quick Scholarship Links Canon Collins RMTF Scholarship 2026 McCall MacBain Scholarship – International Applicants Canon Collins RMTF Scholarship 2026 StudyTrust Bursary SSP Scholarship Rhodes Scholarship South Africa Standard Bank Bursary Google Africa Developer Scholarship (GADS) Gallagher Foundation Scholarship 2026 Tomorrow Trust Bursary (Expected 2026 Cycle) Commonwealth Scholarship – University of Pretoria Doctoral Scholarship 2026 Chinese Government Scholarship 2026/27 Tips for Writing a Strong Application Letter How to Apply for a Scholarship in South Africa Introduction Higher education can be expensive in South Africa. Tuition fees at public universities climb every year, while unemployment remains high for many families. Scholarships and bursaries provide a lifeline, allowing talented students to access quality education without crippling debt. Scholarships are usually awarded on merit (high marks, leadership, or exceptional talent), whereas bursaries are usually need‑based, offered by companies, government departments, or charities to help students who cannot afford university costs. 2025 promises another busy year for funding opportunities, with banks, NGOs, and international foundations opening applications. This guide (updated on 23 August 2025) compiles active or upcoming bursary and scholarship opportunities. For programmes whose 2025 deadlines have passed, we note the expected deadlines based on previous cycles so you can prepare for the next call. Each entry outlines who can apply, eligibility, benefits, and deadlines, and links to official sources. Whether you are an undergraduate, honours, or postgraduate student, this guide will help you navigate the funding landscape. Major South African Scholarships & Bursaries Nedbank Bursary 2025 {#nedbank-bursary} Who qualifies: South African citizens who have completed or are completing Matric, intend to study a first undergraduate or honours degree at a public university , and are committed to fields aligned with the green economy (science, technology, engineering, mathematics, environmental studies, finance). Applicants must have passed Mathematics and achieved at least a 65 % average . Proven financial need and good character are essential Eligibility: Nationality: South African citizen Age & stage: Currently in Grade 12 or completed Matric, planning to pursue an undergraduate or honours degree in 2025/2026. Academic record: Minimum 65 % overall average, with Mathematics as a subject Field of study: Must be in science, technology, engineering, mathematics, or other green‑economy disciplines. Financial need: Must demonstrate inability to fund studies (proof of family income required). Consent: If under 18, a parent/guardian must consent to the application Deadline: 31 August 2025. Late or incomplete submissions are not accepted. Applications open each year around April and close at the end of August Benefits: The bursary covers tuition fees, registration fees, textbooks, and accommodation. It may also provide a monthly allowance and mentorship. In exchange, recipients commit to vacation work and, after graduating, may be required to work at Nedbank for a period. Official link: Nedbank Bursary Programme Application tips: Prepare certified copies of ID, matric results, and acceptance letter; proof of household income; and a motivational essay. Use the official online portal. Avoid paying any fees – Nedbank bursaries are free to apply. Rhodes Scholarship South Africa (Expected 2026 Cycle) {#rhodes-scholarship} The Rhodes Scholarship, one of the world’s oldest and most prestigious scholarships, funds exceptional students to study for a postgraduate degree at the University of Oxford. The 2026 programme (for entry in October 2026) accepted applications up to 1 August 2025. Since that deadline has passed, prospective applicants should prepare for the 2027 cycle (applications typically open in June and close in August). Who qualifies: Citizens or legal residents of South Africa, Botswana, Lesotho, Malawi, Namibia, or Eswatini who have lived in one of these countries for at least five of the last ten years Eligibility: Age: 19–24 years (some older candidates up to 28 with a good reason). Degree: Must have completed or be in the final year of an undergraduate degree by July 2026 with a strong academic record (first‑class or GPA 3.7/4.0) Leadership & service: Evidence of leadership, moral force of character, and commitment to service Citizenship/residency: At least five of the last ten years spent in the eligible countries Expected deadline: August 2026 (based on the 2025 deadline of 1 August 2025). Check the Rhodes Trust website in June 2026 for the confirmed closing date and application portal. Benefits: Fully covers university and college fees at Oxford, provides a stipend (about £18,180 per annum), visa and health surcharge, economy‑class return airfare, and membership in an unparalleled alumni network Official link: Rhodes Scholarship Southern Africa Note: Applicants must secure letters of reference and prepare a personal statement. Selection involves regional interviews around October–November and final decisions by December. SSP Scholarship {#ssp-scholarship} The Student Sponsorship Programme (SSP) targets talented but financially disadvantaged learners in grades 8 to 12. Although not a university bursary, it plays a critical role in shaping the pipeline of scholars who will later compete for tertiary funding. Who qualifies: Learners entering Grade 8 at public schools and high achievers from rural and township areas. SSP partners with top private high schools, providing scholarships for five years. Eligibility & selection: Nomination – prospective learners are identified through provincial education departments and local schools. Application – families submit forms, including academic records and proof of income. Testing – shortlisted learners write literacy and numeracy tests Interview & home visit – to assess character and financial need. Selection – final offers extended to learners and families. Matching – scholars are matched with partner schools Benefits: The scholarship covers tuition fees, uniforms, books, and extra‑curricular excursions. Scholars also receive academic support, psycho‑social counselling, mentorship, and parent workshops. It is a holistic investment that continues beyond graduation, with alumni networking and bursary advice for university. Application timeline: SSP announces new intake calls on its website and social media around March each year. The 2025 call closed earlier in the year; we expect the 2026 intake to open in February 2026. Check SSP’s official page for exact dates. Official link: Student Sponsorship Programme Canon Collins RMTF Scholarship 2026 {#canon-collins} The Canon Collins Trust supports postgraduate study and leadership development for southern Africans. Its RMTF Scholarship funds Master’s or PhD studies in humanities, arts, education, journalism, climate justice, law, and development at South African universities. The current call (for the 2026 academic year) was released in August 2025. Who qualifies: Nationals or refugees from South Africa, Namibia, Zimbabwe, Angola, Botswana, Lesotho, Malawi, Mozambique, Eswatini, or Zambia, who normally reside in one of these countries and hold a good first degree (at least second‑class honours). Applicants must be studying or have applied to a South African university Eligibility: Citizenship: Citizen or refugee of an eligible country Degree level: Must be applying for or enrolled in a Master’s or PhD in fields related to justice, education, humanities, journalism, or climate change. Academic merit: Strong academic record and evidence of community involvement. Financial need and commitment to social justice. Deadline: 2 September 2025 at 17:00 SAST. Applications open in July 2025 and close at the start of September. No late applications accepted. Benefits: Awards range from R20 000 to R100 000 per year to contribute towards tuition fees and living costs. Scholars join the Canon Collins network, attend conferences and workshops, and gain access to research funding. Official link: Canon Collins Trust McCall MacBain Scholarship – International Applicants {#mccall-macbain} The McCall MacBain Scholarship is a fully funded opportunity to pursue a Master’s or professional degree at McGill University in Canada. South African students fall under the international category. The 2026 cohort (starting Autumn 2026) accepted applications until 20 August 2025; the next cycle for entry in 2027 will likely open in June 2026. Who qualifies: Students from any country outside Canada/USA who are on track to graduate with a bachelor’s degree by August 2026 or who have completed a bachelor’s degree within the last five years. Applicants must be under 30 years old by 1 September 2025 and meet McGill’s admission requirements. Eligibility: Academic excellence and leadership potential. Demonstrated service and character. Commitment to solving complex global problems. English proficiency and readiness to thrive in Montreal. ADVERTISEMENT Expected deadline: The 2027 intake is expected to close in August 2026 (for international applicants). The 2026 intake for applicants from Canada/US remains open until 24 September 2025, so if you hold North American citizenship or permanent residency, you can still apply Benefits: The scholarship covers full tuition fees, provides a CAD 2,300 monthly living stipend, a relocation grant, funding for language training, and leadership development programming. Official link: McCall MacBain Scholars StudyTrust Bursary {#study-trust} StudyTrust manages bursaries on behalf of corporations and foundations. Their online application acts as a single gateway to multiple bursary opportunities. For the 2026 academic year, most applications close on 30 September 2025 Who qualifies: South African citizens who are studying or intending to study full‑time at a South African public university or university of technology. StudyTrust focuses on fields with national scarcity, such as engineering, accounting, commerce, ICT, health sciences, and education. Applicants must show academic potential and financial need. Eligibility: Nationality: South African citizen. Academic level: Matriculants, current undergraduates, or postgraduates; strong academic record. Financial need: Household income below a certain threshold (varies per fund). Field of study: Skilled areas (STEM, commerce, health, education). Character: Evidence of leadership and community involvement. Deadline: 30 September 2025. Some bursary funds administered by StudyTrust may have earlier or later deadlines; check the specific bursary listing on StudyTrust’s portal. Benefits: Funding may cover tuition, registration fees, accommodation, books, and a living stipend. Additional support includes mentorship, career guidance, and holiday work placements Official link: StudyTrust Application Portal Application tips: You need only one online application to be considered for various bursaries. Have certified copies of your ID, academic records, proof of household income, and proof of university admission ready Standard Bank Bursary 2026 {#standard-bank} The Standard Bank Group Bursary supports academically gifted students from financially challenged backgrounds to study in fields that align with the bank’s future skills needs, such as agricultural sciences, commerce, engineering, IT, behavioural economics, mathematics, statistics, and sciences. Who qualifies: South African citizens enrolled or intending to study full‑time at a public university in South Africa. Applicants must have achieved a minimum 65 % overall average and demonstrate financial need. Eligibility: Undergraduate candidates: Completed Matric with good marks; accepted into an eligible degree field; 65 % average. Postgraduate candidates: Already hold a relevant undergraduate degree; strong academic record. Financial situation: Household income below a threshold. Leadership potential and community service. Deadline: 30 September 2025. The application window usually opens on 1 May each year and runs until the end of September. Benefits: The bursary is comprehensive, covering full tuition fees, registration, accommodation, meals, textbooks, stationery, laptop allowance, monthly stipend, and travel costs. Recipients may be required to intern with the bank during vacations and to work for Standard Bank after graduation. Official link: Standard Bank Group Bursary Google Africa Developer Scholarship (GADS) {#google-africa} The Google Africa Developer Scholarship (GADS) isn’t a conventional bursary – it offers free access to online tech courses and mentorship for aspiring developers. The programme is run by Google, Pluralsight, and Andela and aims to train thousands of African coders. Who qualifies: Residents of African countries who are at least 18 years old and want to develop skills in Android development, Google Cloud, or Mobile Web. Applicants need a computer or smartphone and an internet connection. Programme structure: Scholars are divided into tracks (Associate Android Developer, Google Cloud Engineer, Mobile Web Specialist). They gain free access to Pluralsight courses, hands‑on labs, and the opportunity to earn industry‑recognised certificates. Performance is assessed based on course completion and project submissions; top learners receive additional mentorship and exam vouchers. Deadline: GADS runs in cohorts. The 2025 cohort opened in May; registration closed in mid‑June 2025. We expect another call for 2026 participants around May 2026. Keep an eye on Google Africa’s developer channels. Benefits: While it doesn’t offer cash, GADS provides free training, exam fees, and career mentorship, giving you a head start in tech. Official link: Google Africa Developer Scholarship Gallagher Foundation Scholarship 2026 {#gallagher-foundation} The Gallagher Foundation funds high‑potential South African students to study at the University of Cape Town (UCT). The scholarship emphasises leadership, ethical values, and community service. Who qualifies: South African citizens who wish to enter the first year of an undergraduate degree at UCT in 2026 and demonstrate financial need, academic excellence, high ethical values, and leadership potential Eligibility: Grade 12 learners planning to start university in 2026. Minimum average: 80 % or higher across subjects (especially mathematics and science). Extra‑curricular involvement: Evidence of leadership and community service. Financial situation: Family income below a certain threshold; cannot afford UCT fees. South African citizenship Application status: The 2026 intake closed on 31 July 2025. Applicants will be notified of their status by 22 September 2025, interviews will be held in October, and the final selection will be made by 10 October 2025. Prospective students should check the foundation’s website in March 2026 for the 2027 cycle. Benefits: The Gallagher Foundation scholarship covers full tuition fees, accommodation, meals, books, medical aid, and a stipend for the duration of the degree. Scholars join a leadership development programme and an alumni network. Official link: Gallagher Foundation South Africa ADVERTISEMENT Tomorrow Trust Bursary (Expected 2026 Cycle) {#tomorrow-trust} The Tomorrow Trust helps orphaned and vulnerable youth through academic, psychosocial, and career support from Grade R to the tertiary level. Its bursary programme provides comprehensive funding and wrap‑around support for undergraduate and postgraduate students. Who qualifies: South African citizens aged 18–30 (undergraduate) or 18–35 (postgraduate) who are orphans or come from vulnerable backgrounds, with a minimum 60 % average and household income below R650 000 Eligibility: Undergraduate applicants: Have Matric and are accepted for full‑time study in any field; at least 60 % average; preference to Black, Coloured, and Indian students as per BBBEE. Postgraduate applicants: At least 60 % average in undergraduate degree and 60 % in matric mathematics; final‑year undergraduates or first‑time postgraduates. Financial and social need: Demonstrated vulnerability (orphaned, living with guardians, etc.) Previous deadline: The last call (for the 2025 academic year) closed on 15 October 2024. The foundation typically opens applications around August–September each year; we expect the 2026 bursary to open in September 2025 with a similar mid‑October deadline. Benefits: Covers tuition fees, textbooks, equipment, accommodation, meals, transport, and a living allowance. Scholars also receive psychosocial counselling, academic coaching, career guidance, workshops, and networking. Official link: Tomorrow Trust. Commonwealth Scholarship – University of Pretoria Doctoral Scholarship 2026 {#commonwealth} This scholarship is offered by the University of Pretoria (UP) to support doctoral students from Commonwealth countries (excluding South Africa). It is part of the Commonwealth Scholarship and Fellowship Plan. Who qualifies: Citizens of Commonwealth countries (except South Africa) who intend to undertake a doctoral programme at UP, beginning in the 2026 academic year. Applicants must have applied for admission to UP and secured a potential supervisor Eligibility: Must have completed a Master’s degree at least two years before the start of the PhD Must be 38 years or younger at the time of application Must not currently be enrolled in a Master’s or PhD programme at UP. Must have had their qualifications evaluated by the South African Qualifications Authority (SAQA). Must be a citizen of a Commonwealth country Deadline: 20 September 2025. Applications opened in August 2025 and close at 23:59 (SAST) on 20 September 2025. Benefits: The scholarship is valued at R190 000 per year, covering accommodation and living costs, fees, medical aid, and books. Additional support includes flight tickets to and from South Africa, shuttle services, and reimbursement of application fees and visa costs. Recipients may hold supplementary bursaries, but the total value cannot exceed R300 000 per year Official link: UP Commonwealth Doctoral Scholarship Chinese Government Scholarship 2026/27 {#chinese-government} The Chinese Government Scholarship is offered by the China Scholarship Council (CSC) and coordinated in South Africa by the Department of Higher Education and Training (DHET). It provides full funding for South Africans to study bachelor’s, master’s or PhD programmes – or non‑degree Chinese language courses – at Chinese universities for the 2026/27 academic year. Who qualifies: South African citizens with a strong academic record (minimum 60 % average) and in good health. Applicants should demonstrate interest in China and commit to returning to South Africa after their studies. Priority is given to postgraduates, previously disadvantaged individuals, and those applying to priority fields. Eligibility: Citizenship: South African. Academic level & age: For non‑degree Chinese language studies: National Senior Certificate with 60 % average; under 35 years old students. For a Bachelor’s degree: NSC with 60 % average; students under 25 years old. For Master’s degree: Bachelor’s degree with 60 % average; under 35. For a Doctoral degree: Master’s degree with 60 % average; under 40. Field of study: Priority areas include agriculture, biotechnology, Chinese language, computer science, engineering, environment and climate change, hydrogeology, maritime studies, natural sciences, renewable energy, space science, telecommunications, and more. Deadline: 30 September 2025. Applicants must first submit a DHET application form and supporting documents. Shortlisted candidates will then receive instructions to apply on the CSC online portal when it opens in November 2025. Benefits: The scholarship covers tuition fees, accommodation, insurance, and a monthly stipend; durations range from two years for non‑degree studies to seven years for a combined bachelor’s and master’s degree. Official link: DHET International Scholarships – Chinese Government Scholarship Note: The DHET cautions students to research their chosen programmes and universities to ensure accreditation in South Africa How to Apply for a Scholarship in South Africa {#how-to-apply} Applying for scholarships and bursaries can feel overwhelming, but breaking the process into steps will help you stay organised and maximise your chances of success. 1. Research and shortlist programmes Start early. Use this guide and official university or funder websites to identify scholarships and bursaries that align with your field of study, level (undergraduate, honours, postgraduate), and personal circumstances (merit‑based vs need‑based). Note the eligibility criteria, required documents, and deadlines in a spreadsheet. 2. Prepare your documents You’ll typically need: Certified ID or passport copies. Academic transcripts – matric results, university transcripts, or mid‑year reports. Proof of admission or provisional acceptance at a university. Proof of household income (e.g., parents’ payslips, affidavit, or SASSA statement). Reference letters – from teachers, lecturers, or employers attesting to your academic ability and character. Motivation essay or personal statement – explaining your background, ambitions, and why you deserve funding. Curriculum vitae – highlighting leadership roles, community service, and achievements. For international scholarships: Passport, medical certificates, police clearance, and English proficiency test results. 3. Create an online profile Most programmes now use online portals. Register early, complete your profile, and upload the required documents. Check that scans are clear and documents are within the file size limit. Always use the official portal – avoid third‑party sites that ask for payment. 4. Write a compelling essay Your motivation letter is often the differentiator. Explain your academic goals, career vision, leadership activities, and how the scholarship will impact your community. Use clear language, avoid clichés, and tailor each essay to the specific scholarship’s values and mission. 5. Submit before the deadline Aim to submit at least one week before the deadline in case of technical issues. Applications close on the date/time specified; late submissions are rarely accepted. Confirm receipt via the portal or email. 6. Prepare for exams or interviews Some bursaries require aptitude tests (Maths, English, general knowledge) or psychometric assessments; others include panel interviews. Review past papers where available and practise explaining your achievements confidently. 7. Watch out for scams Do not pay anyone to secure a scholarship – legitimate programmes are free to apply. Use official websites (e.g., university or funder domains). If in doubt, contact the funding body directly. Avoid agents promising guaranteed bursaries. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today Scholarships NDMC Bursary 2027 Opens for South African Students — Apply by Sept. 30 . Students Portal NSFAS Trimester 3 Applications 2026: Deadline and Requirements . Students Guide NSFAS Trimester 3 Applications 2026: Deadline and Requirements . Students Guide NSFAS 2026 Application Status: How to Check . Education Second Chance Matric Programme: How to Register . ADVERTISEMENT Tips for Writing a Strong Application Letter {#application-letter} A well‑crafted application letter or personal statement can make your application stand out. Here’s how to get it right: Format Use a formal business letter format when required. Include: Your address and date at the top. Scholarship provider’s address (if provided). Subject line stating the purpose (e.g., Application for Nedbank Bursary). Greeting (e.g., Dear Bursary Committee). Introduction: Briefly introduce yourself (name, current year of study, degree). Body: Describe your academic achievements, financial need, and motivations. Connect your values to the funder’s mission. Provide evidence of leadership, community service, and resilience. Conclusion: Thank the committee, express your eagerness, and provide contact details. Signature (Typed name, or handwritten if submitting printed copy). Dos and Don’ts Do: Tailor each letter to the specific bursary’s values and requirements. Be honest – do not exaggerate achievements. Highlight achievements with quantifiable examples (e.g., top 5 % of my class). Show future goals and how the funding will help you give back. Use clear, concise language and proofread for errors. Don’t: Send a generic letter to multiple funders. Overuse jargon or complicated sentences. Focus solely on financial hardship – emphasise potential and ambition. Include irrelevant personal details. Submit without proofreading or checking formatting. Sample scholarship letter [Your Name] [Street Address] [City, Postal Code] [Date] Bursary Committee Nedbank Bursary Programme [Address] Subject: Application for Nedbank Bursary 2025 Dear Bursary Committee, I am writing to apply for the 2025 Nedbank Bursary. I am a Grade 12 learner at [School Name] and have been accepted to study Chemical Engineering at [University Name] next year. Throughout my high school years I maintained an average above 80 %, achieving distinctions in Mathematics and Physical Sciences. Growing up in a single‑income household has not been easy. My mother, a nurse, is the sole breadwinner supporting my siblings and me. Despite financial constraints, I have excelled academically and served as head of the school’s Science Club, where I organised tutoring sessions for fellow learners. I also volunteer at our community garden, teaching children about sustainable farming. Pursuing Chemical Engineering will allow me to contribute to South Africa’s green economy – aligning with Nedbank’s mission of driving sustainable development. This bursary would not only relieve the financial burden on my family but also enable me to focus on my studies and participate in research projects that develop renewable energy solutions for rural communities. I appreciate your consideration and look forward to the opportunity to fulfil my potential through this bursary. I have attached all required documents, including a certified ID copy, Grade 11 and 12 results, proof of acceptance, and household income statements. Please feel free to contact me at [Phone Number] or [Email]. Thank you for your time and consideration. Yours faithfully, [Signature] [Your Name] 🗓️ Scholarship Deadlines Calendar 2025 {#deadlines} Below is a quick reference to upcoming funding deadlines. Always verify dates on the official sites, as they may change. 31 August 2025: Nedbank Bursary applications close 2 September 2025: Canon Collins RMTF Scholarship (Master's/PhD) deadline 20 September 2025: University of Pretoria Commonwealth Doctoral Scholarship application closes 30 September 2025: StudyTrust bursary portal closes 30 September 2025: Standard Bank Group bursary applications close 30 September 2025: Chinese Government Scholarship – DHET application deadline 24 September 2025: McCall MacBain scholarship deadline (Canada/US applicants) October 2025: Gallagher Foundation interviews and final selection (cycle closed) September–October 2025 (expected): Tomorrow Trust bursary 2026 call (watch for announcement). August 2026 (expected): Next Rhodes Scholarship Southern Africa deadline Frequently Asked Questions {#faq} What is the difference between a scholarship and a bursary? Scholarship: Usually merit‑based and awarded for academic excellence, leadership, or exceptional talent (e.g., sports, music). Examples include the Rhodes Scholarship and McCall MacBain Scholarship. Scholarships often cover tuition and living expenses but may not require repayment. Bursary: Usually need‑based, offered by government departments, banks, or companies to students who cannot afford university fees. Bursary recipients often need to meet certain performance criteria and may have to work for the funder after graduation (service‑binding). Examples are Nedbank, Standard Bank, and StudyTrust bursaries. Which bursary is easiest to get in South Africa? There is no “easy” bursary; each is competitive. However, sector‑specific bursaries like those offered by companies in engineering, accounting, education, and agriculture may have fewer applicants because they target particular fields. StudyTrust administers multiple bursaries through a single application, increasing your chances if you fit the criteria. Focus on bursaries that match your degree and personal circumstances. Do bursaries cover accommodation? Many bursaries, especially corporate ones (e.g., Standard Bank, Nedbank, StudyTrust, and Gallagher Foundation), cover accommodation and meals in addition to tuition and books. Always check the specific bursary rules; some may provide only tuition and require you to secure accommodation through NSFAS or other funding. Can international students apply? Most South African bursaries require South African citizenship (e.g., Nedbank, Standard Bank, StudyTrust). However, some scholarships are open to international applicants: Rhodes Scholarship – for citizens or residents of Southern African countries. McCall MacBain Scholarship – open to international students; a small number of positions available each year University of Pretoria Commonwealth Doctoral Scholarship – open to citizens of Commonwealth countries other than South Africa Chinese Government Scholarship – open only to South African citizens because the DHET nominates candidates International students should also explore global scholarships like Chevening, Fulbright, Mastercard Foundation, and others through their home country’s education ministry. Conclusion Education unlocks opportunities and drives social mobility. In South Africa, where many families cannot afford university fees, scholarships and bursaries play a crucial role in building skills and reducing inequality. As of 23 August 2025, several major programmes still have open or upcoming deadlines: Nedbank (31 Aug), Canon Collins (2 Sept), University of Pretoria Commonwealth Doctoral Scholarship (20 Sept), StudyTrust, Standard Bank, and Chinese Government scholarships (30 Sept). Other opportunities like the Gallagher Foundation, Rhodes, and Tomorrow Trust have closed for 2025 but will reopen in 2026 – start preparing now. Remember, competition is fierce, so apply early, tailor your applications, and never pay to apply. Bookmark this guide and share it with friends. We will update it as new 2025/2026 bursary deadlines are announced. May your academic journey be funded and your dreams realised! ADVERTISEMENT Related Articles Scholarships NDMC Bursary 2027 Opens for South African Students — Apply by Sept. 30 NDMC Bursary 2027 applications are open until September 30. See eligibility, funding, documents . Students Portal NSFAS Trimester 3 Applications 2026: Deadline and Requirements NSFAS Trimester 3 applications close today, 23 August 2026. Check requirements and apply through . Students Guide NSFAS Trimester 3 Applications 2026: Deadline and Requirements Apply for NSFAS TVET Trimester 3 funding by 23 August 2026. Check eligibility, documents, . Students Guide NSFAS 2026 Application Status: How to Check Check your NSFAS 2026 application status online, understand each result, upload missing . Tags South Africans Students Portal South Africans Students Portal opportunity opportunity South Africa South Africa Scholarships for African students Scholarships for African students

Bryan Kohberger remains in restrictive housing for the holidays, receiving limited privileges including donated cookies and a vegan meal option. Bryan Kohberger, the man accused of killing four University of Idaho students, is spending the Christmas holiday under strict conditions at the Idaho Maximum Security Institution. According to Idaho Department of Correction spokesperson Sanda Kuzeta-Cerimagic, Kohberger is housed in long-term restrictive housing, where inmates have limited movement and minimal access to activities. Those housed in this unit are transported in shackles, making participation in special holiday programming more difficult. One seasonal program that still reaches all facilities is “Cookies for Corrections,” operated by St. Vincent de Paul. The charity distributes donated boxes of cookies—including brands like Oreo, Chips Ahoy, and Nutter Butter—to inmates across Idaho’s correctional system. Kohberger is among those receiving the standard holiday cookie allotment. For Christmas meals, the prison offers a “Holiday Turkey Roast.” However, due to Kohberger’s vegan diet, he is expected to receive alternatives such as a stuffed pepper entrée, vegan mashed potatoes, and vegan pumpkin pie. Kohberger remains isolated under high-security supervision as he awaits the next stages of legal proceedings. Continue Reading Full Article JUSTICE & CRIME Kohberger to Spend Christmas in Restrictive Prison With Few Privileges By Witty Pascal Entertainment Editor Witty Pascal Home Comment Dec 6, 2025 May 15, 2026 1 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: Bryan Kohberger, the man accused of killing four University of Idaho students, is spending the Christmas holiday under strict conditions at the Idaho Maximum Security Institution. According to Idaho Department of Correction spokesperson Sanda Kuzeta-Cerimagic, Kohberger is housed in long-term restrictive housing, where inmates have limited movement and minimal access to activities. Those housed in this unit are transported in shackles, making participation in special holiday programming more difficult. ADVERTISEMENT One seasonal program that still reaches all facilities is “Cookies for Corrections,” operated by St. Vincent de Paul. The charity distributes donated boxes of cookies—including brands like Oreo, Chips Ahoy, and Nutter Butter—to inmates across Idaho’s correctional system. Kohberger is among those receiving the standard holiday cookie allotment. For Christmas meals, the prison offers a “Holiday Turkey Roast.” However, due to Kohberger’s vegan diet, he is expected to receive alternatives such as a stuffed pepper entrée, vegan mashed potatoes, and vegan pumpkin pie. ADVERTISEMENT Kohberger remains isolated under high-security supervision as he awaits the next stages of legal proceedings. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today Biography Poco Lee Biography: Age, Real Name, Dance Career and Songs . Biography Eric Omondi Biography: Comedy, Activism and Public Life . Biography Who Is Snit Habteab, Eritrea’s Miss World Trailblazer? . Entertainment Poco Lee UK Case Sparks Consent Debate Among Nigerian Stars . Entertainment FOLA Leads 2026 Headies Nominations Ahead of Toronto . ADVERTISEMENT ADVERTISEMENT Related Articles Biography Poco Lee Biography: Age, Real Name, Dance Career and Songs Inside the Nigerian dancer’s rise from Ojo street shows to Afrobeats stages, music and global fame. . Biography Eric Omondi Biography: Comedy, Activism and Public Life How Eric Omondi rose through Churchill Show and became a prominent Kenyan activist. . Biography Who Is Snit Habteab, Eritrea’s Miss World Trailblazer? The neuroscientist and educator became Eritrea’s first Miss World entrant and reached the Top 6 . Entertainment Poco Lee UK Case Sparks Consent Debate Among Nigerian Stars The dancer faces five sexual offence charges and returns to court on September 15. . Tags Entertainment Entertainment

DR Congo is seeking African backing for Juliana Lumumba’s bid to lead the Francophonie. The Democratic Republic of Congo is intensifying its diplomatic campaign ahead of the 2026 leadership election for the International Organisation of La Francophonie (OIF), with Kinshasa seeking Chad’s support for its candidate Juliana Lumumba Amato. During a mission to N'Djamena, Minister Delegate for Francophonie Crispin Mbadu Phanzu and Juliana Lumumba delivered a message from President Félix Tshisekedi to Chadian President Mahamat Idriss Déby Itno as part of broader efforts to secure African backing before the November 2026 vote. Kinshasa is basing part of its argument on the Democratic Republic of Congo’s demographic position as the world’s largest French-speaking country by number of speakers. Congolese officials say this gives the country a legitimate claim to play a greater role within the Francophonie and help shape the organisation’s future direction. Juliana Lumumba has proposed reforms aimed at making the Francophonie more political, more economically connected and closer to the priorities of member populations. Congolese officials say the initiative includes several projects designed to strengthen cooperation and cohesion within the French-speaking bloc. The Chad visit follows earlier diplomatic outreach missions to countries including Cape Verde and the Republic of Congo, reflecting what Kinshasa describes as a wider African engagement strategy ahead of the election. The OIF vote, scheduled for Cambodia in November 2026, is expected to oppose incumbent Secretary General Louise Mushikiwabo of Rwanda, who is seeking another term, against Juliana Lumumba as DR Congo pushes for a new strategic direction within the organisation. Continue Reading Full Article INTERNATIONAL RELATIONS Kinshasa steps up OIF campaign with Chad support push By Serge Kitoko Tshibanda Political Analyst Serge Kitoko Tshibanda Home Comment May 13, 2026 May 15, 2026 2 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: The Democratic Republic of Congo is intensifying its diplomatic campaign ahead of the 2026 leadership election for the International Organisation of La Francophonie (OIF), with Kinshasa seeking Chad’s support for its candidate Juliana Lumumba Amato. During a mission to N'Djamena, Minister Delegate for Francophonie Crispin Mbadu Phanzu and Juliana Lumumba delivered a message from President Félix Tshisekedi to Chadian President Mahamat Idriss Déby Itno as part of broader efforts to secure African backing before the November 2026 vote. Kinshasa is basing part of its argument on the Democratic Republic of Congo’s demographic position as the world’s largest French-speaking country by number of speakers. Congolese officials say this gives the country a legitimate claim to play a greater role within the Francophonie and help shape the organisation’s future direction. ADVERTISEMENT Juliana Lumumba has proposed reforms aimed at making the Francophonie more political, more economically connected and closer to the priorities of member populations. Congolese officials say the initiative includes several projects designed to strengthen cooperation and cohesion within the French-speaking bloc. The Chad visit follows earlier diplomatic outreach missions to countries including Cape Verde and the Republic of Congo, reflecting what Kinshasa describes as a wider African engagement strategy ahead of the election. ADVERTISEMENT The OIF vote, scheduled for Cambodia in November 2026, is expected to oppose incumbent Secretary General Louise Mushikiwabo of Rwanda, who is seeking another term, against Juliana Lumumba as DR Congo pushes for a new strategic direction within the organisation. Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today Policy and Reforms DRC Assembly Backs $625m for Schools, Businesses and Health . Economic Policies DRC Creates Deposit Guarantee Fund to Protect Bank Customers . Social Service DRC Moves to Bring More Public Workers Onto the Payroll . Development DRC Plans $440 Million for Rural Water, Electricity and Infrastructure . Opposition Politics Why C64 Plans a July 8 March to Demand Tshisekedi's Resignation . ADVERTISEMENT ADVERTISEMENT Related Articles Policy and Reforms DRC Assembly Backs $625m for Schools, Businesses and Health Lawmakers back four financing bills supporting entrepreneurs, primary education, maternal health . Economic Policies DRC Creates Deposit Guarantee Fund to Protect Bank Customers DRC approves FGADEC, a national deposit-guarantee fund designed to protect eligible savings, . Social Service DRC Moves to Bring More Public Workers Onto the Payroll DRC plans to make salary inclusion a 2027 budget priority, aiming to progressively bring eligible . Development DRC Plans $440 Million for Rural Water, Electricity and Infrastructure DRC plans more than $440 million in its 2027 budget for rural water, electricity and basic . Tags DRC Politics DRC Politics DR.Congo DR.Congo DR Congo Rising DR Congo Rising DR Congo News DR Congo News

Explore 2025 loans in South Africa. From Capfin to Capitec, DirectAxis to African Bank, learn how to apply, calculate repayments & compare options. Quick Links: Loan Application How to apply for a Capfin Loan How to apply for Capitec Loans How to apply for African Bank Loans How to apply for DirectAxis Loans How to apply for FNB Loans How to apply for Standard Bank Loans How to apply for WesBank Personal Loans Sunshine & Online Lenders Cash Loans Near Me Continue Reading Full Article BUSINESS & INVESTMENT South Africa Loans 2025: How to Apply, Compare & Qualify By Wilson Munezero Government Services & Opportunities Expert Wilson Munezero Home Comment Aug 25, 2025 May 15, 2026 29 min read Copy link Facebook X (Twitter) WhatsApp Published Updated: Quick Links: Loan Application How to apply for a Capfin Loan How to apply for Capitec Loans How to apply for African Bank Loans How to apply for DirectAxis Loans How to apply for FNB Loans How to apply for Standard Bank Loans How to apply for WesBank Personal Loans Sunshine & Online Lenders Cash Loans Near Me FAQs Introduction In 2025, South Africans are spoilt for choice when it comes to personal loans, but choice comes with responsibility. New digital lenders, bank branches in shopping centres, and even fashion retailers offer quick credit. Yet, responsible borrowing remains critical. The National Credit Regulator (NCR) caps interest rates and fees and requires lenders to check affordability. As the cost‑of‑living crisis bites, predatory “loan sharks” have flourished, highlighting why consumers should stick to registered lenders. This pillar guide demystifies the main loan products available in 2025. We’ll show you how to qualify and apply, explain interest rates and fees, compare lenders, and warn about scams. Each section includes official application criteria and repayment examples so you can make an informed decision. Always check that a lender’s NCR number appears on its website; the FinCheck academy reminds consumers that the NCR regulates the credit industry and that verifying a lender’s registration helps avoid fraud . Who generally qualifies? While each lender has its own scoring models, some universal requirements apply: You must be at least 18 years old and have a South African ID or a valid driver’s licence. You need a steady income paid into a South African bank account (most lenders require a minimum net income between R2 500 – R5 000 per month). You must not be under debt review or sequestration; your credit record should show you can afford the loan. Proof of income (recent payslips or bank statements) and proof of residence are almost always required. The following sections break down the specifics for each lender. Capfin Loan – How to Apply Who qualifies? Capfin, part of Pepkor Holdings, offers unsecured personal loans between R1 000 and R50 000. According to FinCheck’s Capfin product guide, you must be permanently employed, at least 18 years old, possess a valid South African ID, and provide three latest payslips or bank statements and a valid bank account. You also need a working cell phone number. Loan range & terms Amount: R1 000 – R50 000 Term: 6, 12, or 24 months Interest & fees: Capfin’s interest rates are personalised but capped by the National Credit Act (NCA). A typical example (R10 000 over 24 months at ~28%) appears later in the comparison table. How to apply for a Capfin Loan Capfin prides itself on a simple application process. You can: SMS “Help” to the Capfin short code (33005) to initiate a call‑back. Apply online at Capfin’s official site. Use their loan calculator for a pre‑approval estimate, then complete a full affordability assessment. Visit PEP or Ackermans stores (kiosks at major retailers) to apply in person. Staff scan your documents and help submit your application After you’re pre‑approved, Capfin will ask you to upload or email your payslips/bank statements. You can also use the Document Exchange Association (DEA) service, which allows electronic submission of your bank statements. Approved funds are typically paid out within 48 hours. Capfin emphasises responsible lending: the company uses affordability checks and encourages borrowers to take only what they can repay. The lender is registered with the NCR (NCRCP11812) Tips Check your credit report before applying; a better score usually means a lower interest rate. Avoid multiple applications at once; each enquiry can affect your credit score. Use Capfin’s calculator to compare monthly payments across 6, 12, and 24 months. ⬆️ Back to Quick Links Capitec Loans Who qualifies? Capitec offers some of the largest personal loans in South Africa, up to R500 000. According to Capitec’s own “How to qualify for credit” page, applicants must be at least 18, permanently employed or self‑employed, and earn at least R5 000 per month (R10 000 if self‑employed) . You must provide your original South African ID, latest salary slip, and a bank statement showing three consecutive salary deposits. You cannot be under debt review or sequestration Loan range & terms Amount: R1 000 – R500 000 Term: 12 – 84 months Interest & fees: Interest rates start at 13 % per annum. The monthly service fee is around R68.40, and there is a once‑off initiation fee of R1 050. Capitec loans include credit life insurance. How to apply for Capitec Loans Capitec provides multiple channels: Capitec App: existing customers can apply through the mobile app, upload documents, and get instant feedback. Online/Call: You can apply on Capitec’s website or call 0860 66 77 89. Capitec will send a secure link to upload your documents. Branches: visit a Capitec branch with your ID and income documents. The bank will perform an affordability check and may approve the loan immediately. Capitec encourages borrowers to evaluate the total repayment amount, interest rate, and fees before committing and to consider credit insurance. The bank is a registered credit provider and subject to NCR rules. Tips Capitec offers an online credit estimator; use it to experiment with different loan amounts and terms before applying. If self‑employed, ensure your business income is clearly documented (bank statements and tax returns). The minimum income requirement is higher. ⬆️ Back to Quick Links African Bank Loans Who qualifies? African Bank’s personal loans range from R2 000 to R500 000, with flexible terms. According to a JustMoney comparison article, applicants must be at least 18 years old and provide a South African ID, most recent payslip, and last three months’ bank statements or payslips. Non‑African Bank customers also need proof of residence not older than three months. Loan range & terms Amount: R2 000 – R500 000 Term: 7 – 72 months Interest: Personalised rates between 5 % and 28 %. There is a fixed 12 % option for loans up to R50 000 Fees: Monthly service fee of R69 and an initiation fee of R1 197 Credit life insurance: included to cover your repayments if you die, become disabled, or lose your job How to apply for African Bank Loans Online: fill out the African Bank online form, submit scanned documents, and receive a provisional offer. Call: dial 0860 333 004 to apply via telephone; you can email documents and phone 0861 111 011 to check progress Branch: Visit any African Bank branch with your ID, payslips, and bank statements. Staff will capture your application and print an offer if approved. ADVERTISEMENT African Bank prides itself on no penalties for early settlement, meaning you can pay off your loan sooner without extra fees. The bank is regulated by the NCR and emphasises responsible lending. Tips Because interest rates are personalised, shop around and compare offers from other banks. Keep your proof of residence up to date; banks cannot process your application without it. ⬆️ Back to Quick Links↑ DirectAxis Loans & Calculator DirectAxis, a division of WesBank (part of FirstRand Bank), offers unsecured personal loans and consolidation loans. According to FinCheck, DirectAxis provides loans from R4 000 to R150 000 with fixed interest rates and repayment terms between 24 and 72 months. Money is paid into your account within 48 hours after approval Who qualifies? To qualify, you need a regular income of at least R3 000, a South African ID, and a bank account into which your salary is paid. You also need a clear credit reference (i.e., not over‑indebted or under debt review). For consolidation loans, DirectAxis will settle your other debts and provide a single monthly repayment. How to apply for DirectAxis Loans Applications are completed entirely online or via telephone. Once pre‑approved, you upload your documents and sign the contract electronically. DirectAxis’s loan calculator helps you estimate repayments. Example: if you borrow R10 000 over 24 months at a typical interest rate of 18 % (approx.), your monthly payment is about R499. We estimated payments using a standard amortisation formula; see the Loan Calculators section for details. DirectAxis includes a Personal Protection Plan (credit life cover) Tips DirectAxis interest rates are fixed for the loan term, protecting you from rate hikes. Consolidation loans can simplify multiple debts, but you must avoid building new debt afterwards ⬆️ Back to Quick Links↑ FNB Loans Who qualifies? First National Bank (FNB) offers personal loans up to R360 000. The JustMoney article states that you must be at least 18, permanently employed or self‑employed, and have your salary paid directly into a bank account. Documents required include a South African ID, proof of residence not older than three months, and proof of income (three months’ bank statements for non‑FNB customers). Non‑FNB customers also need an SARS ITA34 assessment. Loan range & terms Amount: up to R360 000 Term: up to 72 months Interest: personalised, starting at around 17.25 % Fees: monthly service fee R69; initiation fee R1 200–R1 796 Credit life insurance: included. How to apply for FNB Loans FNB App or Online: existing clients can apply via the FNB app or online banking, where pre‑approved offers may appear. Branch: visit an FNB branch with your documents; staff will assist with the application and may approve on the spot. FNB emphasises digital convenience, allowing customers to sign contracts electronically. Like other banks, FNB warns against sharing personal information with scammers. Tips If you’re not an FNB customer, open a transactional account first; this can streamline the loan process. Compare the total cost (interest + fees) across different loan amounts and terms. ⬆️ Back to Quick Links↑ Standard Bank Loans Who qualifies? Standard Bank offers personal loans from R3 000 to R300 000 with terms up to 84 months. Eligibility requires being 18 or older, formally employed, earning at least R3 000 per month, and having a bank account that allows debit orders. You need your South African ID, last three months’ payslips or bank statements (six months if self‑employed), and proof of residence not older than three months. Non‑customers must also provide a SARS ITA34 and bank statements Loan range & terms Amount: R3 000 – R300 000 Term: 12 – 84 months Interest: fixed but personalised, up to prime + 17.5 % Fees: monthly service fee R69; initiation fee between R419.75 and R1 207.50 Credit life insurance: included. How to apply for Standard Bank Loans Online: visit Standard Bank’s personal loans page and complete the application. If you’re an existing customer, you can apply via the “Borrow” section in the mobile app. Call: dial 0860 123 000 to apply by phone. Branch: walk into any Standard Bank branch with your documents. Non‑customers may need additional verification. Standard Bank emphasises personalised interest rates; the better your credit score, the lower your rate. As an NCR‑regulated lender, the bank must assess affordability and cannot charge more than the NCA maximums. Tips Because Standard Bank offers longer terms (up to 84 months), compare shorter vs. longer repayment periods; longer terms mean lower monthly instalments but higher total interest. Keep your payslips and proof of residence current; missing documents delay approval. ⬆️ Back to Quick Links↑ ADVERTISEMENT WesBank Personal Loans WesBank, best known for vehicle finance, also offers CashPower personal loans through its partner DirectAxis. According to the CashPower page, the loans come with fixed interest rates between 18 % and 28 % per annum and terms of 24 to 72 months. A minimum monthly income of R5 000 is required, and you must have access to your latest three months’ bank statements or payslip, a clear copy of your ID, and proof of address not older than three months. Married applicants in a community of property must obtain spousal consent Loan range & terms Amount: usually from around R5 000 up to about R300 000 (exact maximum not specified on the CashPower page; DirectAxis sets a R150 000 cap). Term: 24 – 72 months Interest: 18 % – 28 % per annum. Interest is fixed for the term. Fees: monthly service fee R69; initiation fee as per NCA. An example on the page shows that borrowing R60 000 over 72 months at 24.5 % costs R137 754.32 in total repayments How to apply for WesBank Personal Loans Online: complete the CashPower application form, attach your documents, and sign digitally. Telephone: call the number listed on the WesBank/DirectAxis site. Because these loans are arranged through DirectAxis, the qualification criteria mirror DirectAxis’s requirements. The fixed interest rates mean your repayment won’t increase if market rates rise. WesBank emphasises responsible lending and warns that your credit profile influences your rate Tips If you earn less than R5 000, you will not qualify; consider smaller lenders like Capfin. Check whether your loan includes credit life insurance; most lenders add it automatically. ⬆️ Back to Quick Links↑ Sunshine & Online Lenders While banks dominate the personal loan market, some online micro‑lenders serve customers needing short‑term funds. One example is Sunshine Loans (MoneySpot Finance SA), which offers payday loans up to R4 000 for periods between 4 and 49 days. These loans are fully digital, open 24/7, and regulated by the NCR (NCRCP14110) Who qualifies? Sunshine requires you to be over 18, living in South Africa, and employed with a regular income. During the online application, you must provide electronic access to your bank statements for verification. Sunshine will phone you if additional documents are needed. Loan range & terms Amount: up to R4 000 Term: 4 – 49 days Interest & fees: High compared with longer loans. An example: borrowing R2 800 over 27 days results in R607.63 interest and fees for a total repayment of R3 407.63. How to apply Everything happens online; you fill in your details, and the system makes an instant decision. If approved, the money is paid into your bank account quickly. Sunshine emphasizes that you should borrow only what you need and can repay, and that you should adhere to the NCR’s responsible lending guidelines. Caution about online lenders Payday loans are expensive; use them only for emergencies. Avoid unregistered “loan sharks.” Verify a lender’s NCR number and look for clear contact information. The FinCheck academy article advises checking the NCR’s website and reading reviews to avoid scams ⬆️ Back to Quick Links↑ Loan Calculators Most major lenders provide calculators to estimate your monthly repayments. These tools show how different amounts, interest rates, and terms affect your budget. For example, RCS’s calculator reveals that borrowing R10 000 at 28 % interest over 24 months results in a total repayment of R17 116.24 and a monthly instalment of R713.18. The initiation fee is R1 207, and the monthly service fee is R69. The calculator clearly states that interest rates will never exceed the NCA maximum of 28 % To illustrate how repayment varies across rates and terms, we calculated approximate monthly payments using a standard amortisation formula (principal × monthly interest rate × (1+monthly rate)^term ÷ ((1+monthly rate)^term − 1)). These figures are for illustration only; your lender’s quotes will differ. For example: Loan Amount Term Annual Rate Approx. Monthly Payment R10 000 24 months 18 % ≈ R499 R10 000 24 months 24.5 % ≈ R531 R10 000 24 months 28 % ≈ R548 R10 000 36 months 13 % ≈ R337 R50 000 60 months 18 % ≈ R2 539 These examples show how higher interest rates or longer terms increase total repayment. Always use your bank’s calculator for precise numbers and ensure you can afford the monthly debit order. The Nedbank loan guide reminds us that loans can be short‑ or long‑term and that your credit score heavily influences the rate you’ll pay External calculators DirectAxis Calculator: allows you to input the loan amount and term; it then displays the monthly instalment and total cost. RCS Calculator: available on the RCS site, as demonstrated above Old Mutual Calculator: includes an example credit of R5 000 over 3 months, with interest and initiation fees displayed Sanlam, SA Home Loans , and other providers also offer calculators for home loans and consolidation products; use them to gauge affordability. ⬆️ Back to Quick Links↑ Loans for Bad Credit Having a low credit score doesn’t automatically disqualify you, but it makes borrowing more expensive. Here are options and tips: Which banks accept lower credit scores? Capitec and African Bank often cater to borrowers with lower scores, but they’ll limit the loan amount and charge higher interest. Capitec requires a monthly income of at least R3 000 and will not lend if you’re under debt review. African Bank may approve loans from R2 000 upwards with flexible terms DirectAxis and WesBank require a clear credit record; they may decline applications if your history shows defaults RCS considers applicants who earn at least R3 000 per month and provides loans up to R300 000. However, interest rates can be as high as 28 % Consolidation vs. payday loans If you have multiple high‑interest debts, consider a consolidation loan (available from DirectAxis and African Bank). Consolidation combines several debts into one fixed‑rate loan, often reducing your monthly instalment. Avoid payday loans unless it’s a true emergency; they carry much higher interest (e.g., Sunshine’s R2 800 loan costs R607.63 in fees over 27 days). Trending Now Kenya Court Orders Agencies to Produce Missing Lawyer Abshir Abdi . Crime Prevention South Africa Elections 2026: Voting Hours, IDs and Ballots . Elections Monitoring Mitchelle Chemtai Biography: Kenya's Youth Olympic Rugby Gold Hero . Biography Dapo Akande Elected ICJ Judge: UK-Nigerian Lawyer's 2026 Win . | Appointments Popular Today SASSA Payment Dates SASSA Change Banking Details Link: Official Guide . Tax and Revenue How to Check if You Must Submit a SARS Tax Return . Tax and Revenue How to Book a SARS Appointment Online . Social Service How to Check UIF Claim Status Online . Local Government How to Replace a Lost South African ID . ADVERTISEMENT Build your credit Pay existing debts on time. Even small arrears can damage your score. Reduce utilisation on credit cards. A high balance relative to your limit hurts your rating. Check your credit report regularly and dispute any errors. Avoid multiple loan applications in a short period; each enquiry lowers your score. NCR warning: avoid illegal loan sharks Unscrupulous lenders prey on desperate borrowers. The FinCheck article emphasises verifying a lender’s registration with the NCR and checking reviews. Loan sharks often require your bank card or ID as security, an illegal practice. Instead, speak to your bank, consider credit counselling, or approach the National Credit Regulator’s ombudsman if you need help. Cash Loans Near Me This phrase often appears in searches by people looking for immediate cash. Legitimate “cash loans” are simply personal loans. You can obtain them from: Bank branches: FNB, Standard Bank, Capitec, and African Bank have branches across South Africa. Bring your ID, payslip,s and proof of residence for faster processing. Retail partners: Capfin works through PEP and Ackermans stores; RCS partners with various retailers, allowing you to apply while shopping. Micro‑lenders: companies like Sunshine Loans operate entirely online. They’re convenient but expensive, so treat them as a last resort Always check that the lender is registered and never pay an upfront “admin fee” before approval. ⬆️ Back to Quick Links↑ Loan Comparisons Below is a concise comparison of several lenders. Note that interest rates, fees and maximum amounts can change; always check the lender’s website for the latest terms. FAQs Do loans cover blacklisted clients? Most mainstream lenders will not grant loans to customers under debt review or with recent defaults. However, African Bank and Capitec sometimes approve lower‑amount loans for customers with imperfect credit, albeit at higher rates. Illegal loan sharks often target blacklisted clients, but they charge exorbitant interest and can confiscate your bank card. Avoid them and seek credit counselling instead. What’s the fastest loan in South Africa? Payday lenders like Sunshine provide same‑day approval and payout for small amounts (R500–R4 000). Among the banks, Capfin and RCS can deposit funds within 24–48 hours after approval. Remember that quick loans often carry higher interest, so weigh speed against cost. How do I apply for a loan with bad credit? Start by checking your credit report and rectifying any errors. Approach lenders that consider lower credit scores, such as African Bank or Capitec, and provide full documentation. A larger deposit or shorter term may improve your chances. Avoid applying to many lenders at once—each decline further harms your score. Consider a consolidation loan if you have multiple debts. What documents are needed for a loan? Typically, you’ll need: South African ID or driver’s licence. Payslips (usually the last three) and/or bank statements showing income deposits. Proof of residence not older than three months. In some cases, SARS ITA34 tax assessment (for non‑customers at FNB and Standard Bank) Consent for a credit check (you must grant permission for the lender to access your credit report). What fees will I pay besides interest? All regulated lenders charge a once‑off initiation fee and a monthly service fee. For example, RCS charges a R1 207 initiation fee and a R69 monthly service fee on a R10 000 loan. Old Mutual’s initiation fee is R165 plus 10 % of the loan amount above R1 000, capped at R1 050. Credit life insurance is usually mandatory and added to your monthly instalment. Can I settle my loan early? Yes. Most lenders (African Bank, Capitec, FNB, Standard Bank, and DirectAxis) allow early settlement without penalty. Contact your lender for a settlement quote. Will interest rates go up in 2025? Interest rates are influenced by the South African Reserve Bank’s repo rate. Lenders like Capitec, FNB, and Standard Bank offer personalised rates; if the repo rate increases, new loans may become more expensive. Some lenders (DirectAxis, RCS, WesBank) offer fixed interest rates, protecting you from future increases. Always check the rate and whether it’s fixed or variable. Conclusion Navigating the South African loan market in 2025 requires research and a healthy dose of scepticism. This guide shows that mainstream lenders offer products for nearly every budget, from Capfin’s R1 000 micro‑loans to Capitec’s half‑million‑rand facilities. However, all lenders must assess affordability and abide by NCA limits. Before you sign, compare the total repayment cost, not just the monthly instalment; pay attention to initiation fees, service fees, and credit life insurance. Always borrow from NCR‑registered lenders and beware of scams. If an offer seems too good to be true, check the lender’s registration number and read independent reviews. For a quick comparison, use the table above, but remember that interest rates change frequently. Make sure you can meet the monthly repayments, and consider building an emergency fund so you don’t need expensive credit. Responsible borrowing not only meets immediate needs but also protects your long‑term financial health. ⬆️ Back to Quick Links↑ ADVERTISEMENT Related Articles SASSA Payment Dates SASSA Change Banking Details Link: Official Guide Use the official SASSA link to change your SRD banking details safely. Follow the steps and avoid . Tax and Revenue How to Check if You Must Submit a SARS Tax Return Use the official SARS checker and 2026 rules to see if you must file an ITR12. . Tax and Revenue How to Book a SARS Appointment Online Book a SARS branch, video or phone slot on eBooking, MobiApp, SMS or 0800 00 7277. . Social Service How to Check UIF Claim Status Online Use UIF Online, free USSD *134*843#, or call 0800 030 007 to track your claim. . 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